Not sure why these reviews read the way they do. I put 2000 dollars as a down payment. I have not so good credit due to MY OWN life choices in the past, and these people were very considerate of where I am NOW in my life, not where I've been. We had a mechanical issue we had to fix with a brake booster and they weren't calling me everyday asking where their payment was that week, if fact they told me not to make the payment and that we would work on it over the next few weeks. I am completely satisfied with this business and the used car we received from them. They have been a blessing. I'm guessing the negative reviews are people who need to work on things in their own lives. Nothing is shady about these folks at all.